Posts Tagged liability insurance
Breaking Down the Types of Homeowner’s Insurance
If you own a home in Florida then you are already well aware of how stringent the state requirements for homeowner’s insurance are in this state. Of course, even if it weren’t the law, any smart homeowner would make sure to carry adequate homeowner’s insurance. It is simply the only way to make sure that your property and you are protected in the event of accident or disaster.
The Two Types of Florida Homeowner’s Insurance
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The Basics of Home Insurance
Home insurance is available to those that own their house or flat. In general, home insurance covers the building that you live in, or part thereof, as well as your personal possessions, liability for damage done to people or their things inside of your home, and the costs incurred if you have to live somewhere other than your home for a time because it was destroyed.
Disasters not covered under home insurance include floods, earthquakes and personal neglect of the upkeep. You will need to buy separate insurance to protect your home in the case that either of the first two occurs (floods or earthquakes).
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